How to Own Beachfront Property at a Fraction of the Cost

Are you looking for beachfront property? In addition to the vacation benefits, you might be drawn to a home by the beach because of how well it appreciates, or increases in value, over time.

Ocean view homes have historically appreciated well.

Rather than sinking your money into one property and taking full responsibility for costs and maintenance, you can purchase part of a beach property as a “fractional,” or luxury shared real estate.

This is an effortless way to enjoy the pleasures of staying by the beach as well as participate in any property appreciation is through fractional ownership. You can invest in an equity fund that invests in fractional property and visit waterfront homes in California, Hawaii, Florida, and even Europe. Travel to locations you are interested in using airline miles, use hotel points such as Hyatt or Marriott points from credit cards and put your hard earned money into actual ownership of property.

Beachfront Property Fractional Listings

Hilton Head Quarter Shares – Hilton Head, South Carolina

Limited Availability
$17,500 and up - Fractional Home, Fractional Resales, Fractional Resort

Maximize your time spent on Hilton Head Island with a quarter share.  You can find virtually unlimited possibilities of fractional ownership on Hilton Head from…

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1200 sq ft and up 3 Bedrooms 3 Bathrooms

The Ritz-Carlton® St. Thomas

Destination Club
$25,000 and up - Fractional Resort

If a beach retreat is what you need, let your worries float away at the Ritz-Carlton Club, St. Thomas. With 30 acres of oceanfront paradise,…

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450 sq ft 1 Bedroom 1 Bathroom

Touchstone Resort in Ontario, Canada

Touchstone Front
$40,000 per share - Fractional Resort

Enjoy luxury maintenance free living on the last truly spectacular expanse of Lake Muskoka shoreline, amid granite outcroppings and towering long needle pines, Touchstone rises…

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880 sq ft 2 Bedrooms 2 Bathrooms

Hammocks on Bald Head Island in North Carolina

Hammocks on Bald Head Island Front
$50,000 per share - Fractional Home, Fractional Resales, Fractional Resort

As North Carolina’s southernmost cape, Bald Head Island is a beach retreat unlike any other. Miles of unspoiled beaches, acres of maritime forest, and a…

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2012 sq ft 3 Bedrooms 4 Bathrooms

Ocean Terrace Condos – Anguilla, Caribbean

$50,000 and up - Fractional Resales

Ocean Terrace Condos in Anguilla offers spacious family style condominiums that are fully furnished with wonderful amenities to help make your stay lavish and comfortable.…

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1100 sq ft 2 Bedrooms 2 Bathrooms

Ixchel Residences – Isla Mujeres, Mexico

$50,900 and up - Fractional Resort

These fractional properties located in the beautiful Isla Mujeres, Mexico, provide the perfect combination of Caribbean luxury with exotic Mayan culture. Witness some of the most spectacular…

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2 Bedrooms 2 Bathrooms

Newstead Belmont Hills – Bermuda

$59,400 and up - Fractional Resort

Newstead Belmont Hills Golf Resort and Spa is a perfect getaway location in Bermuda. The elegant rooms and suites are fully furnished, featuring classic wooden…

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810 sq ft 1 Bathroom

Beach House at Lake Street – Holland, Michigan

The Beach House at Lake Street Front
$67,600 per share - Fractional Resales, Fractional Resort

The Beach House is situated across the street from Lake Macatawa in Holland, MI. It features eight, cottage-style town homes to choose from, with a…

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1200 sq ft 2 Bedrooms 2.5 Bathrooms

York Beach Residence Club – York, ME

Beautiful View
$79,500 and up - Fractional Resort

The York Beach Residence Club is the only fractional ownership opportunity available in Maine. Historic architecture blends with luxury in a full-service resort.   Discover this…

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708 sq ft, and up 1 Bedroom 1 Bathroom

Villa Sognare Contramar – Ixtapa, Mexico

Beautiful View
$89,500 per fraction - Fractional Resort

Villa Sognare Contramar is a new Pre-Sale Development in Ixtapa, Mexico that will be launched in early 2019!  This property has beautiful views of the…

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1 Bedroom 1 Bathroom

Montage Kapalua Bay – Maui, Hawaii

$99,900 and up - Fractional Resort

Montage Fractional Ownership The Montage Kapalua is Maui’s most exclusive residence club.     With 5-star service, 5-star amenities, and a 5-star location Montage fractional ownership…

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1750 sq ft 2 Bedrooms 2 Bathrooms

Destination M – Andalucia Spain Private Home

Equity Fund
$111,500 per share - Fractional Home

Destination M investors have really lucked out with ownership of this 5-bedroom home in the countryside of Estepona, Andalucia.   This home boasts views over…

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4833 sq ft 5 Bedrooms 5 Bathrooms

Destination M – Peninsula Papagayo Costa Rica

Equity Fund
$111,500 per share - Fractional Resort

Private Costa Rica residence located inside the Peninsula Papagayo resort.  Surrounded by multi-million dollar homes and spectacular views.   There is a natural untouched environment…

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3378 sq ft 3 Bedrooms 3 Bathrooms

The Shores, Oregon Coast

Shores Beach House
$129,000 per share - Fractional Home, Fractional Resort

Now you can own a beachfront home at a fraction of the cost.    The Shores at the Ocean is located on Oregon Coast, with…

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3000 sq ft 3 Bedrooms 2.5 Bathrooms

Rocksure – Portugal Mansion

Equity Fund
$147,500 and up - Fractional Home

This Portugal home is large with 180 degree views. Outdoor pool is heated and home is private on a hill. Stunning views out towards the…

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5 Bedrooms

Rocksure – Portugal Private Villa

rocksure portugal
Equity Fund
$147,500 and up - Fractional Home

This Rocksure owned villa has four double bedrooms, a heated swimming pool and a terrace, cinema room, game room and more. This large home has…

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4300 sq ft 4 Bedrooms

Laguna Gecko Private Home – Placencia, Belize

Limited Availability
$150,000 per fraction - Fractional Home

Custom-built private home with 10 owners.   Rent your unused weeks in the rental program.   Private dock for boat launch or swimming.   European design with upgrades and…

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4400 sq ft 4 Bedrooms 4 Bathrooms
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With miles and miles of beaches, plenty of lakes and beautiful mountains, California beachfront fractionals is an exciting vacation choice for the entire family.

By investing in California fractionals, you don’t have to choose. There are lots of fractionals that not only allow you to invest in and enjoy the ocean, but also own a part of and stay at different properties located around the State.

View all California Fractional Homes Here

Marriott Vacation Club

With Marriott Vacation Club you can stay in spacious oceanfront properties in the U.S. and around the world. Beach lovers can visit multiple destinations in Hawaii, California, and Florida. Enjoy views of Catalina Island from the Tuscan inspired Newport Coast Villas or hit the slopes in Tahoe.

Ritz Destination Club

The best part of staying at a hotel or resort is the world-class amenities and services. Relax at the Ritz in Lake Tahoe or on the bay in San Francisco.

View all Florida Fractional Homes Here


The real estate market in the Sunshine State is booming, which comes as no surprise considering the famous beaches, golf courses, and nightlife. Between Disney World and the other fun-filled, top-notch resorts, every little kid (and adult) dreams of vacationing in Florida.

Fairmont Heritage Place

Looking for individualized beach homes with the amenities of hotel management? Look no further. Fairmont Heritage Place is the perfect combination of privacy and comfort with hotel services.

Equity Residences

When you invest in Equity Residences, you’re paying for a lifestyle, not a vacation home. Beach lovers need not look further. Check out their properties in Hawaii, Florida, and California. For a family-friendly getaway, you can visit their Rosemary Beach 5 bedroom fractional on Florida’s Emerald Coast. Don’t miss the chance to paddle board or bike ride with the kids!


Although Hawaii is one of the most beautiful places in the US, few people seriously consider investing in a vacation property there because it is expensive. Investing in fractionals can make vacationing in Hawaii more affordable.

Timbers Resorts

Timbers Resorts are dedicated to entertaining you and your family in their resorts across the U.S. and the world. In addition to beachfront residences, you can enjoy properties by golf courses, mountain retreats, and more. You have an option for every season.

Timbers operates several beach resorts in Hawaii. With one in Maui and one in Kauai, you can visit two of Hawaii’s most popular islands and enjoy the unique sites and wonders.

Montage Residences Kapalua Bay

Montage Residences are multi-room, waterfront, luxury vacation properties. The Montage Residences Kapalua Bay in Kauai, Hawaii, have some of the best views and amenities of any resort on the island.


You might be hesitant to invest in a beachfront vacation home in Europe. You may hesitate to travel someplace that is outside your comfort zone.

Europe, though, has incredible beaches all around the continent. Italy, Spain, France, England, and elsewhere have fabulous properties that offer a taste of the Old World along with gorgeous beaches, exotic foods, and wonderful cultural experiences.

By investing in fractional beachfront real estate in Europe, you can enjoy exotic locales while relaxing in your own luxurious residence.

Equity Estates

Equity Estates has an amazing number of beach homes to suit anyone’s tastes. Few funds feature the broad range of assets in one portfolio that Equity Estates offers.