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Luxury Fractional Guide

Bear Creek in Ptarmigan Village – Whitefish, Montana

$40,000 - 1/10th Ownership - 5 weeks per year

  • 1,255 sq. ft.
  • 3 Bed
  • 2 Bath

118 Ptarmigan Boulevard #118 Whitefish, MT 59937

Here’s your chance to own a piece of Montana with this 10% deeded ownership in 118 Bear Creek, located in the desirable Ptarmigan Village community in Whitefish. Enjoy five scheduled weeks per year to experience the very best of Whitefish—skiing, boating, hiking, biking, golfing, fishing, shopping, and more. This well-appointed condo features two bedrooms and a full bath on the lower level, a main floor with a cozy living area, kitchen, full bath, and fireplace, plus a spacious loft for additional sleeping space. Ptarmigan Village offers outstanding amenities, including indoor and outdoor pools, tennis courts, a playground, private Whitefish Lake beach access, and a stocked fishing pond. An ideal and affordable way to enjoy four-season living in beautiful Whitefish, Montana. This property is part of the RCI vacation club with locations all over the world for even more opportunity.

Own a Fractional Mountain Condo in Whitefish, Montana

Experience the best of Whitefish, Montana through a 10% deeded ownership opportunity at 118 Ptarmigan Boulevard #118, located within the desirable Ptarmigan Village community. This fractional ownership offering provides an accessible way to enjoy a mountain retreat in one of Montana’s most sought-after four-season destinations without the full cost and responsibility of whole ownership.

This 3-bedroom, 2-bath condo offers 1,255 square feet of comfortable living space, with five scheduled weeks of annual use. From skiing and hiking to boating, fishing, golf, and lake days, this Whitefish fractional ownership opportunity is designed for buyers who want meaningful time in Montana with a more efficient ownership structure.

Ownership Structure – How It Works

This offering represents a 10% deeded ownership interest in the property, giving the owner five scheduled weeks of use each year. Fractional ownership allows buyers to enjoy the benefits of owning a vacation property in Whitefish while sharing usage and costs across the ownership structure.

  • 10% deeded ownership interest
  • Five scheduled weeks of annual use
  • Located within Ptarmigan Village in Whitefish, Montana
  • Designed for buyers seeking recurring vacation use without full-time ownership obligations

Ownership Pricing

This Whitefish fractional ownership interest is offered at $40,000, providing an approachable entry point into one of Montana’s premier mountain and lake destinations.

  • Purchase Price: $40,000
  • Ownership Interest: 10% deeded ownership
  • Annual Use: Five scheduled weeks per year

Annual Fees & Ownership Costs

Ownership includes shared expenses typical of fractional properties. Buyers should verify HOA dues, taxes, reservation structure, and all ownership costs during due diligence. The listed tax amount for the property is $2,140.

  • Annual Fees: $2,400
  • Property taxes and shared expenses apply
  • Usage schedule and ownership rules to be confirmed

Residences

The residence offers 1,255 square feet of living space across a multi-level layout. The lower level includes two bedrooms and a full bathroom, while the main floor features a comfortable living area, kitchen, full bathroom, and fireplace. A spacious loft provides additional sleeping space, making the residence well-suited for family stays, guest visits, and extended mountain getaways. No pets allowed.

  • 3 bedrooms
  • 2 full bathrooms
  • 1,255 square feet
  • Multi-level / tri-level cabin-style layout
  • Lower-level bedrooms and bath
  • Main living area with kitchen, full bath, and fireplace
  • Spacious loft for additional sleeping accommodations

Amenities & Lifestyle

Ptarmigan Village offers a well-rounded resort-style setting for owners seeking year-round access to Whitefish recreation. Community amenities include indoor and outdoor pools, tennis courts, a playground, private Whitefish Lake beach access, and a stocked fishing pond.

  • Indoor pool
  • Outdoor pool
  • Tennis courts
  • Playground
  • Private Whitefish Lake beach access
  • Stocked fishing pond
  • RCI vacation club affiliation for additional travel opportunities

The Whitefish Lifestyle

Whitefish, Montana is known for its rare combination of mountain adventure, lake recreation, and small-town charm. Owners can enjoy skiing, boating, hiking, biking, golfing, fishing, shopping, dining, and access to the natural beauty of Northwest Montana.

For buyers seeking a more efficient way to own in Whitefish, this Ptarmigan Village fractional ownership opportunity offers deeded ownership, scheduled annual use, resort-style amenities, and access to one of the West’s most compelling four-season destinations.

Additional Details

  • Usage: 5 weeks per year
  • Fraction Size: 1/10th
  • Annual Fees: $2,400

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SOLD OUT-Residence Club at Whitefish Lake – Whitefish, Montana

The Residence Club at Whitefish Lake offers a unique opportunity to own fractional real estate in one of Montana’s premier four-season destinations. Located on the shores of Whitefish Lake and adjacent to The Lodge at Whitefish Lake, this residence club combines lakefront living with access to resort-style amenities and year-round recreation.

Let’s Begin With a Conversation

If you’re considering co‑ownership — or exploring how to fractionalize a home you already love — we’d be honored to help.
There’s no pressure and no obligation. Just clarity, insight, and
thoughtful guidance.